Checklist for Filing a Long Term Disability Benefits Claim

Evaluate Occupation
→ Your Written Description
→ Employer Job Description

Xerox Documents
→ Medical Records from Treating Physcian(s)
→ Medical Records from Hospital(s)
→ Medical Records from Physical Therapist(s)
→ Medications from Pharmacist
→ Letters from Employer
→ Letters from Claim Administrator
→ LTD Plan or LTD Policy
→ LTD Summary Plan Description

Timeliness
→ Know the Application deadline
→ Know the Proof of Loss deadline
→ Know the Appeal deadline
→ Know the Litigation deadline

References
→ Letters from Co-Workers
→ Letters from Acquaintances

Attorney
→ Consider an Attorney experienced in handling group and individual Long Term Disability benefit claims

Click here to download a Printable Checklist for Filing a Long Term Disability Benefits Claim